Quote:
Originally Posted by redpoint5
My worthless anecdote; wife's catastrophic insurance plan ($5k deductible) went from $98/mo to $211/mo. She makes $20k/yr. If her income was not supplemented by mine, she would go from paying 6% of gross income for health insurance she will never use, to 12% of gross income. It is illegal for her to not have insurance (although this is not constitutional), and at her income level (not poor enough), there is no subsidy.
|
Another worthless anecdote that's pretty much a mirror image of that. I work as an independent contractor (a real one, not an employee without benefits 'contractor'), so instead of a regular paycheck, I get paid in largish chunks at intervals of several months. So I tried to sign up for Obamacare through the state's web site*, filling in the questionaire over a day while doing other work in the intervals between responses so I'm not exactly tracking the logic. Well, one of the questions was "What was your income last month?" to which I answered, truthfully, $0. So I eventually finish the thing, and guess what? It insists that I have to sign up for Medicaid 'cause I'm a low-income person! Forget the fact that I'm well in the upper quintile of both income and assets, that doesn't matter. Don't get that regular paycheck, you're poor.
* Which in itself is a marvel of software engineering. Come on, folks, 2-5 minute response times for selecting a radio button?