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My parents drove with cheap, nearly bald all season tires last winter until they got stuck in a parking lot that wasn't plowed.
I use snow tires because I'm responsible for keeping the heat on at work and the road is on a township line, so the snow plow often stops half way there and turns around, so I drive the last two miles on unplowed road.
If the weather gets bad you have the option to pull over at a small town or a gas station or even knock on someones door, but chances are you are not going to hit a snow storm and it's going to be clear driving, if you drove that same route every day all winter then yes, you'd hit a few snow storms and would want snow tires.
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