I've decided against the 20" bike idea for now. I'll just work on replacing the rim with another 26" one and figure something out for mountain biking, which is a much lower priority than commuting.
My wife's bike will hit 500 miles tomorrow. The temperature has dropped here the last week or two to about 30F in the mornings. I've been regretting selling the Insight after arriving to work nearly frozen several days, but I think I've worked out a clothing setup that will keep me warm enough without being a pain to put on/remove. I have some bar mitts coming tomorrow that should keep the wind off my hands. Goggles are the next, hopefully last, piece of gear I'm planning on getting to keep me warm.
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