Typically YOUR insurance will not cover you if you wreck your vehicle doing something to earn money. Rather its delivering pizza, newspapers or giving people a ride. I thought bacon was held up in litigation with your former room mate?
Anyhoo, if you are comfortable driving Id opt to drive their truck and mention how it does advertising too.
Cant say I ever had a need to visit a bakery.
I typically grab a loaf of bread and buns when I go to the grocery store. I hope they and you do well.