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Old 01-11-2015, 11:09 AM   #21 (permalink)
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Quote:
Originally Posted by Hersbird View Post
The mortgage tax deduction still sin't as good as not paying the interest at all. Best case you get a what 40% deduction on the interest you pay? if you didn't pay any interest that is a 100% deduction. So real rich people (and smart poor people soon to be rich) don't carry any debt at all.
Edmunds.com has a pretty good cost of ownership for new cars but I don't see the Mirage listed. A 2014 basic Civic comes out to be $10,000. A 2014 Stingray is $21,000 for the first year. Each is less after.
19 years debt free here, with the only exception being home equity loans to build a house that was worth alot more when it was finished and paid off when the previous home was sold.

The standard deduction requires no cash expenses. Short form tax returns also are seldom audited, in my case never.

regards
mech

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