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Old 01-15-2015, 10:42 PM   #28 (permalink)
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Originally Posted by brett701 View Post
This is the first week that I've driven and been over my 45,000 miles. I am trying to expedite this and get it done by Sunday. I won't continue on driving this car; even if I have to buy a temporary car before I get my next real car.
Salvage auctions are like casinos, even for those with decades of experience repairing cars. You can get burned badly with no recourse.
You've got yourself in quite a pickle with 14 months left on a lease and 45 k miles in 22 months?
2k miles a month=$400, plus the lease $325, plus fuel, insurance and taxes. Sounds like a grand a month.
My advice would be to get the lease paid off and the Yaris financed, probably with a dedicated credit card ($10-12k total), assuming you're not in credit card trouble as well.
If you have the fortitude to really get yourself straightened out, pay the grand a month on the credit card and get out of short term debt.
I would negotiate turning the car in ASAP, or you just pay taxes and insurance plus other fees for a car you will not drive.

I don't expect this advice to be appreciated.

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