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Old 03-12-2015, 03:05 PM   #13 (permalink)
jamesqf
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Quote:
Originally Posted by freebeard View Post
I'd been with some other company for 20+ years, but I put in a claim at the beginning of the year and I had to push back against their settlement offer for a month and a half before they deigned to pay the claim.
Only a month and a half? Seems fairly quick to me: I got hit by a guy with Progressive insurance a few years ago, and it took them close to a year to pay the claim. (Which actually worked out quite well, since in the meantime I'd done all the repairs myself, for an outlay of a few hundred, so I would up about $5K ahead.)

The root of the problem here is short-term thinking. Just like Wall Street, people get graded & paid bonuses on the amount of new business they generate, so it pays them to keep churning the market rather than work for long term profits.
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