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TCO for me on the 92 Sentra is 20 cents a mile (8500 miles since 8-14)) and dropping every time I drive it somewhere at 8 cents a mile for gas and insurance. If I drive it another 8500 miles with no major expense then it would drop to 13.8 cents a mile. 150 miles today, 37.1 mpg on winter fuel (around #112 in gas cars a our garage).
Total Cost of Ownership, means I get there for less than you with more cash in my possession, more opportunities for me.
No interest
No depreciation
No property taxes (less than $15)
Much cheaper insurance
I like saving gas almost as much as I like saving money.
regards
mech
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