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After contacting ye olde insurance company, if I dropped my mileage to maybe 5000 miles/year (I do random road trips here and there) and went to bare bones state minimum coverage I would save: ~$30/month.
Boo. But, knowing this, once gas gets to just over $5/gallon on average (next year?) I'll be all over it. The intangibles (like no commute stress) aren't enough just yet since my commute isn't stressful anymore thanks to the intangible benefit of hypermiling.
The fact that it is more eco-friendly is what is pushing me to consider it in the first place. The economics of it, at the moment, is all that is keeping me from doing it. If I can find enough savings in other areas to offset the extra cost (I think I know a few places to look), I'll be on that train.
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