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Now is a great time to buy if you have storage for the winter.
I think you are on the right track for your first bike considering your needs (wants). Most of us don't ride for the practicality of it - it's a passion. You may have to take some time off for kids/house/mortgage/etc, but the passion is still there when the opportunity presents itself.
Please do take a basic riding course before hitting the streets, and be sure to wear all the gear all the time. Even after 40 years of riding and racing I still won't go out without all of it. You never know.
Best of luck with your search. Update this thread when you do buy something.
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