I've been forced onto a banked gravel shoulder on 2 different occasions from school buses that pulled out in front of me. Scary in a Dodge Ram van going 65 MPH. The drivers were probably used to people slowing for the corner, but I could have done 85 and been fine.
Regarding the damage; I'd have pushed the hood back the best I could, replaced the headlights, and pocketed the $10k. I know I'm the weird one, and I understand most people would rather have the shiny truck look shiny again, but I spend very little of my time looking at the exterior of my vehicles.
The repair looks perfect though.
This was my previous ride prior to being rear-ended and totaled.
