Heh- there's an oldster that loves to brag about his credit rating to me. First of all, I couldn't care less but I more or less politely listen. One of these days I'm going to tell him credit ratings mean squat if you aren't looking to borrow and go into debt.
Well... they do mean something other than that. For some reason the car insurance companies think a low credit rating is an excuse to gouge you, even if your driving record is perfect and you pay with automatic withdrawals and there's never been a payment issue, ever.
