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Old 05-02-2016, 11:18 AM   #100 (permalink)
Xist
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Join Date: Jun 2012
Location: Show Low, AZ
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Chorizo - '00 Honda Civic HX, baby! :D
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I signed up for a checking account that was supposed to pay me interest through a credit union in 2007. They also gave me a new credit card with an introductory 0% rate, and we set up a balance transfer.

However, I never received the card, and I needed to activate it to transfer the balance, although I magically cloned my debt, suddenly having $6,000 on two old cards and the same amount on some theoretical card I never saw or used.

I was not able to make the payments in time, so I was hit with late and then over-limit fees.

I could not transfer balances until I paid off those.

With all of that, I lost the special checking account, and ended up with a normal one.

I always wonder how much that cost me.

Whenever i had a little extra money, I made an additional credit card payment. People insisted "You need to listen to me! You need to start saving!"

I tried to explain that I was paying 20 - 30%, while my savings account paid one percent or less, but they just got louder.

People also insisted I needed to pay off my smallest debt first. I said I was paying the one with the highest interest, and they responded "You need to listen to me!"

I am tired of people saying that without listening to me.
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