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It could be coincidence. When I worked the spammers BITD weld get blamed form some ridiculous things that 'must' have been out fault. The daftest one was a guy who's headlamp relay failed, and he tried to blame us as I'd changed his wiper blades that morning. Apparently is it 'must' have been us.
Coincidence does exist, and if the insurers aren't having it then you'll have to not only identify the source of the leak, and demonstrate the link to the collision.
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