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Originally Posted by MetroMPG
Unfortunately, most people don't have the funds available to buy the used car outright with cash.
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Seems like there's a lot of chicken & egg going on here. People don't have the cash available since they can't save anything because they're stuck with car payments.
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In completely unrelated news...
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So we had the subprime housing market crash, recovered from that, now we can look forward to the subprime auto loan crash. Really, sometimes I don't know whether to laugh, cry, run down the road screaming, or find an isolated cabin in the wilderness and wait for the bang.