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Old 08-01-2017, 09:34 PM   #29 (permalink)
Xist
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Join Date: Jun 2012
Location: Show Low, AZ
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Chorizo - '00 Honda Civic HX, baby! :D
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People used to insist that I needed to start saving. Every time I tried to explain interest they insisted I needed to listen to them.

Time and again I ask why I am expected to listen to people giving advice without listening to my needs.

I get paid in two days. I need to tell Student Loans and the IRS I cannot pay this month.

Wish me luck.

It is going to be tight until that first paycheck.

Northpointe has the highest interest rate on that list. The next bank has a $20,000 limit instead of $10,000.

Rich people problems.

There are always people who shuffle credit cards. I think keeping the same one for several years looks good on my credit history. The other thing is that I may not need additional student loans, but once I am back in school, I will be full-time summers and half-time the rest of the year, so my subsidized loans will not bear interest.

Whenever I can make additional payments I always make them on the unsubsidized loan with the highest interest.

In theory, I could borrow as much as possible, not pay interest on it, and earn interest instead, but that is not my way of the ninja.

Have a great day!
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