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I got out of debt when I was 23. Haven't looked back since...
OK, well, there's the mortgage, but it's cheaper than rent and will be paid off in 6 years. I don't really look at that as debt, since the place is worth more than I've paid.
PS: we put everything on the credit card these days, and just pay it off completely every month. Have a stupid low interest rate, so it doesn't matter much if I get charged some here and there.
PPS: I do math.
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