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Old 11-08-2017, 01:43 AM   #53 (permalink)
roflwaffle
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My 2c is that Mr Money Mustache (MMM) + Bogleheads (BH) will beat Dave Ramsey or anyone else any day of the week.

BH is great because it focuses on making reasonable financial decisions, diversifying your investments, and "staying the course", aka just letting your retirement account do it's thing.

MMM is great because he focuses on how reducing spending and increasing debt repayments/saving are synergistic. The less you spend, the more you have to pay off your debts/save for the future, to the point where the increase in savings and decrease in spending converge at the point where you have FU money. The less you spend and more you save, the faster those converge.

Not that Ramsey doesn't make good points, but I think MMM/BH have much better points.
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