Back to credit cards... I got the strangest credit card offer in the mail yesterday - the MasterCard "Black Card" (guess they ran out of precious metals) made out of a
patented stainless steel and carbon sandwich, a bunch of "benefits" like access to airport lounges, and a $495 annual fee. Yes, that's right: four hundred and ninety five US dollars a year for a fancy credit card. Never mind that they're sending this to someone who seldom puts that much on all his cards in a month, or that I basically never fly commercial: why on Earth would anyone pay that sort of money for a credit card, when you can get better signup bonuses and cash back for free?
https://www.creditcards.com/reviews/...rd-black-card/