[wdb]

Originally Posted by jamesqf

[...] why on Earth would anyone pay that sort of money for a credit card, when you can get better signup bonuses and cash back for free?

https://www.creditcards.com/reviews/...rd-black-card/

I know people who think that card represents a good value proposition. Those people make a lot of money, travel a lot, and spend a lot. The benefits the card gives them are worth more than the annual fee. I would guess that they sent the offer to you because you travel a lot?