Security is really dragging a lot of things down, and it's hard to avoid, given that so many people will lie/cheat/steal if given the opportunity. Many of them I don't even blame; not everyone can be born in a wealthy country.
A lock can be picked. A password stored locally can be stolen. Verification can be faked. To be reasonably safe, it's a matter of making it so annoying that nobody bothers, or hiding the key where nobody would know to look.
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