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If I could get a mortgage with the same interest rate, but with zero down, it would be $1,100 a month. Two roommates would give $400 towards mortgage insurance and utilities.
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The one time I owned real estate, that's the pickle I found myself in, in the 1970s. One bedroom down, two up. Not a way to make great friends.
I was a renter in the 1990s in a place that worked well. The owners had the original house and built a detached in back until the front house was up to code. Then they added a common kitchen to connect the two. They'd paid for three kitchens by that time, but it was livable for two parties. I got in the door when they moved to a house with an indoor swimming pool.
I'm with CenturyLink. I looked at going back to dial-up to save money but it would only have been $7/month. Things changed yesterday.
I put up with bad performance (I thought it was my machine) until the previous President implemented Net Neutrality. Activity Monitor would show more outbound traffic than inbound while I was watching a video. At time the throughput would be in the 10s of kb/s; but I would multiply by 8 and say maybe it's not unreasonable.
But then it got good. Thanks Obama.
Yesterday, as soon as I saw the 3/2 vote, I tried to watch a video titled Why MSNBC Doesn't Talk About Net Neutrality — Pale Moon locked up so hard I had to Restart; then when I looked at it in Opera, I could hear the audio but the video was glitch art.
Now it's back to the same performance metrics. My friend says "The law hasn't taken effect yet", but all I can point to is my personal experience.
Insofar as paying, if I had the $500 up front I'd go with
The Calyx Institute:
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The Calyx Institute now has access to the 4G / LTE data network and you can get a full year of wireless data - 30GB+ per month for FREE with membership * !!
For legal reasons, we can't call it unlimited data service, but..... We are supposed to refer to it as 30 GB+.. however when you pass the 30GB mark during the month, the Internet service does not slow down (throttle), or cut you off, and there are NO overage charges.
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Privacy By Design, For Everyone
Subsequent years are only $400 ($33.33/month).