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Agree, what makes it more complicated is the 30,000+ miles/year of depreciation, and desire for 2013+ and under 75,000 miles. A used Mirage 5 sp could be the best choice sheer economics, since it's going to be cheap so less money to lose. Hopefully get 6 years 200,000 trouble free miles.
That's probably the way I'd go if I had to replace my Cobalt, I don't worry about crash protection for myself. I do look at it for the choices I make for my wife & kids, but not going to excessively oversize just for it.
Since driving the Impala some the last few weeks, the ride quality noise level etc... is so much better than the Cobalt, the $1.50 a day might be worth it. It did cost 2x+ as much though so I guess it should.
If I dropped comp/collision every one of my cars except the Cobalt LS would be under $300 a year, it is $324.
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