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I think the sharing economy can be helped along by a unified trust index, similar to a FICO score. I've got my Ebay rating, AirBnB, VRBO Lift, Uber, Offer Up, etc, but each time I want to utilize a new service, I have to start from scratch. There needs to be something in place that encourages people to take care of a shared resource, otherwise there will be tragedy of the commons. Someone has shown to not treat things well, and they might not be given the opportunity to ruin more things, or at least they might be charged more for utilizing something, as insurance against their poor reputation.
I'd rent my vehicles to anyone if there were a relatively good system of vetting how responsible people are. People could borrow my tools if I knew I'd get them back in at least as good shape as I loaned it.
Most of the reason private ownership exists is convenience. You have instant access whenever you want. The second biggest reason is that we can't trust strangers to take good care of things.
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