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I leave my Sentra in 5th with the clutch in most of the time I'm coasting. The steering and brakes are very unweildy with the engine off.
I don't attempt to avoid being rear-ended at a stoplight by even thinking about running the red to get out of the way. If you miss seeing someone crossing your path, and you collide, then *you* are at fault. If you get rear ended, the person who hits you from behind is at fault.
Not much consolation if you're totalled or injured, but the risk of running the light is greater than the risk of being rear ended, IMO.
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