[Lemmy]

My daughter leases a car.

Each month the payments are almost as much as my entire car cost me.

She sees nothing back at the end.

If so much as a micrometeoroid comes within 30 miles of the paintwork they charge you for it at hand back time.

And on some types of leasing deal here in the UK they customer pays for the servicing too - imagine paying to service some other buggers car?

If I can't afford something, I don't go out and get it. Im not quite as rabid as Mr Money Mustache, but I am inclined towards that sort of thing, and I'll be retiring in April next year, having just turned 50, with a comfortable income and enough years left to enjoy it, and all because I never fannied about with leasing deals, buying stuff on finance etc. It's called living within my means.

I hear people about me moaning that they're going to have to work until they at least eleventy-seven, but they drive cars on finance or lease deals that cost as much as their annual salary or more. I can see what people need to do to break that cycle, but people just can't bring themselves to take the first step.