Quote:
Originally Posted by Isaac Zackary
[*]Average cost of healthcare for 4 people (premiums, plus deductions, copays, etc.): $2,347
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This is really key. I just got my 2018 W2 which now includes how much your employer paid for your healthcare. Mine paid $16,382.66 for a high deductible family plan. ($5,000 medical deductible plus $5,000 prescription deductible per person / Family Max-out-of-pocket $13,300)
That is $1,365 per month for just the premium. My company covers 100% so I'm not paying out of pocket for the premium we are lucky there. (I also picked my current employer based on generous benefits even though the pay is below average for the area)
My wife an I are looking to retire and travel the USA in a campervan. However, health insurance is a key limiting factor. We can't see shelling out $15K a year for coverage just in case we get sick or ill. We will likely end up moving out of country instead.