[Fat Charlie]

Never read the book. Never seen it.

But the idea that the way you were brought up, the things you were exposed to (even without being "taught") and the attitudes that you just think of as normal are going to determine the course you take through life isn't a new one. And what people call "moral" generally just means stability enforced by repression- but the idea that stability brings prosperity is even less new.

People get "tracked" even if they fight it, and how much money your parents have/make has more to do with what track you start out on than anything else. A rich dad may not teach you how to manage your money, but even without trying to do that he shows you that managing it is important. The most important part of the lesson is the actual fact of having money. It's hard to manage capital when you don't have any, and even harder when jobs are scarce. Bad or no credit simply teaches you that credit is bad, not how to use it appropriately.