View Single Post
Old 06-04-2019, 03:44 PM   #9 (permalink)
Not Doug
Xist's Avatar
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 12,115

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 34.2 mpg (US)

Gramps - '04 Toyota Camry LE
90 day: 35.39 mpg (US)

Don't hit me bro - '05 Toyota Camry LE
90 day: 35.79 mpg (US)
Thanks: 7,212
Thanked 2,195 Times in 1,688 Posts
I don't understand wanting a truck or SUV.

The average person does not seem very smart. Dozens of people insist that, instead of paying my debt with the highest interest rate, I need to pay the smallest debt first, regardless of interest. I know Dave Ramsay says that, but not absolutely, and when I explain the math, they do not say that I am right, but condescendingly say "Whatever makes you feel better."

While the snowball method is specifically designed to make people feel better, even though it is not the most effective.

I have also had dozens of people tell me that I need to get a savings account and start putting money into it instead of aggressively paying down my credit cards.

I try to explain basic math.

Then I stop talking to them.

People insist that if you purchase a used car you pay for a new car with repairs and then purchase Volkswagen, GM, or Chrysler.

Have you ever heard people say they could not afford to not purchase something on sale?
  Reply With Quote