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If you aren’t making an income BECAUSE of 4WD (unlikely, we built the entire country without it) its a mistake.
I get it about wanting “both” drab commuter and exciting weekend toy.
Go back to basics.
1). How long will you keep it?
2). How many miles will it accumulate?
3). As it will eventually be the same out-of-pocket as a three year old vehicle (accepting unreliable transportation is a non-starter. Entire vehicle must be COMPLETELY re-Wired. This is not optional. This is before the complications of a drivetrain swap), what is the annual cost of the latter per AAA or Edmunds “True Cost of Ownership” expressed as cents-per-mile over X period.
4). What will be the additional costs? Offroad is especially high maintenance.
5). The cost of fuel is half or less of a brand-new vehicle at 5-years and 60k miles. Purchase, depreciation, finance, etc, all add up hard.
Go find the three year old nice JK and run TRUE NUMBERS.
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