Only the uninitiated are paying MSRP on the Bolt. Many people report paying well under that.
https://www.chevybolt.org/forum/55-2...elow-msrp.html
You can also convert traditional IRAs to a Roth to bump up taxable income for the year to have enough tax liability to get the full federal credit. Essentially you avoid paying tax on the front or back-end of that portion of retirement savings. That's how I had figured to take advantage of both the federal tax credit and the modest income credit from Oregon.
EVs probably don't depreciate as much due to mileage as their ICE counterpart, but depreciate faster than average due to age. I'd have no problem buying an EV with 80k on the odometer; my only problem is that people want too close to what you can get them new.