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What was that promise?
There's absolutely no reason to collect staggering amounts of data if not to use it.
I'd like to see something disrupt the insurance market too, though I tend to think it's fairly efficient as it is.
I'm curious, are there formal exceptions to allow insurance companies to discriminate based on sex and age, or is it informal like how bars have "ladies night", which is formally illegal, but informally accepted.
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