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Ok I get it now. "Keep the belt tight" was a metaphor for going about it cheaply, cause I'm a cheapo on most everything. My wife almost talked me into taking a loan for ~3k to buy a "nice" car, but I'd rather pay cash. To be honest if I wasn't coming right up on a house closing I could buy a 3k car cash, but probably never would, again because I'm cheap.
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