When I got the credit card I kept looking at my student loans. I would pay $185 in interest over the next year. I could have paid off with my student loans and paid down my total debt by another $185, but that made my spider-sense tingle.
I think that focusing on 3% could be considered min-maxing, but while my income was flat, I did not know what else to do.
RedPoint wanted to go over the specifics of my finances. That sounds boring, but I will get to it.
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"Oh if you use math, reason, and logic you will be hated."--OilPan4
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