View Single Post
Old 10-18-2019, 02:41 AM   #1 (permalink)
Xist
Not Doug
 
Xist's Avatar
 
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 10,566

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 33.68 mpg (US)

Gramps - '04 Toyota Camry LE
90 day: 33.15 mpg (US)
Thanks: 6,987
Thanked 1,980 Times in 1,506 Posts
I managed to scrape my rental

I kind of feel beaten up twice today. Somehow my client did not manage to hurt me despite his best efforts, but for some reason Enterprise e-mailed me at 11pm. They finally have an estimate for the damage and it is over $1,500. I could purchase a perfectly-good beater for that amount!



I didn't think it was that bad. Sand, pull the metal until it is close, use just a little bit of filler, sand, and repaint. The car is less than a year old, so they shouldn't really need to blend it in.

Well, somehow this took twenty-four days, and the estimate came in. I just do not understand what the front bumper, headlamp, and fender have to do with the door. If those are right at the top I wonder how relevant everything else is. A new door is a little over $200 on car-part.com, but they show far more work than that. I would think the rocker panel would be the difficult part. They show $277.40 for that and $493.60 for the door (including the back door!)



They attached these pictures:


I don't see any bumpers, fenders, or headlights!

Since Enterprise requires using a credit card, in theory that will take care of it. I also switched to comprehensive insurance for the rental, but if paying out-of-pocket is cheaper than paying higher premiums for three years, I will do that.

According to this, your insurance can go up 44% after an accident and will stay up for 36 months. I currently pay $90 a month, which works out to $3,240 for three years. Forty-four percent of that is $1,425.60, or 92% of the estimate.

Does that include my $250 deductible?

I have a great deal of math ahead of me. This will probably delay me paying off my student loan (and credit cards).

By the way, I declined accident forgiveness, but I have it anyway. USAA said that I have been with them at least five years without an accident, but this kind of seems like a waste of a Get out of Jail Free card.

Attached Thumbnails
Click image for larger version

Name:	NQtyVOH.jpg
Views:	202
Size:	22.2 KB
ID:	27010   Click image for larger version

Name:	ksqSWR4.png
Views:	197
Size:	103.4 KB
ID:	27011   Click image for larger version

Name:	Enterprise damage 2.jpg
Views:	209
Size:	36.4 KB
ID:	27012  
__________________
"Oh if you use math, reason, and logic you will be hated."--OilPan4
  Reply With Quote