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Health insurance doesn’t exist outside of catastrophic illness. No one insures against the common cold or a broken leg. They’re ordinary. The system we have ISN’T insurance. Naught but legalized theft.
Were anti-monopoly laws on the books the past century being enforced, your “co-pay” reflects the actual value of services received. Same for pharmaceuticals.
Instead, you get to subsidize the racist “melting pot” underway. As anti-American a concept as ever stated.
Happily, this state of affairs won’t last much longer.
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