Quote:
Originally Posted by hayden55
I'm confused on what is the difference is between an electric-bicycle and a motorized bicycle. Here locally its 28 mph while simultaneously peddling for an e-bike, yet a 49cc motorized bicycle can go typically around 40 mph and has no actual speed limit just a size restriction on engine and be legal as well. Per 10 years ago when I rode one you were just expected to obey traffic laws. Insurance wasn't required nor registration (city based).
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According to Federal law that 49cc motorized "bicycle" is a motorcycle. Mopeds are limited to 30 mph
https://www.nhtsa.gov/interpretations/nht79-455
While insurance may not be required it is a good idea to have it for liability reasons. That is the problem with illegal motorcycles pretending to be bicycles - they are impossible to insure without a VIN.