A few months ago I was slowly driving down the lane in a parking lot when some guy started backing out of his spot just as I was passing behind his car! A quick jab on the accelerator barely got me out of his way. Had I been coasting in neutral he would have hit me. In all my 40 years of driving I think that is the only time a quick application of power kept me out of an accident.
With parking lots being the only exception, I think keeping your car in gear on the off-chance that you might need emergency power is worthless.
OF course that doesn't apply on slick roads where you could very easily need power to control the car if you lose traction.
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