Quote:
Originally Posted by Xist
I asked her what my purchase balance was because it is not listed except on my statement.
Navy Federal does not charge transfer fees.
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You're telling me that if you log into Navy Federal and click on your credit card account, there is no place that lists line by line the charges to your card?
Every online portal I've used in the past 15 years has included the option to "show recent transactions" or some such thing.
...and the grace period is not from the date of purchase, but from the statement date. That means if you purchase something on the 1st, and the statement comes on the 31st, you get those days for free, plus the grace period to pay the statement balance.
I just signed up for a card with a 2.5% cashback on all purchases. It has a $100 annual fee, but it's 1% higher interest than anything else I could find. The first $10k spent on the card makes the fee back, and anything thereafter is extra money. I pay nearly everything on my card, so exceeding $10k will be easy, though I do have an Amazon card that gives 5% back on all purchases on Amazon.