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Old 03-07-2020, 03:57 PM   #28 (permalink)
JSH
AKA - Jason
 
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Join Date: May 2009
Location: PDX
Posts: 3,502

Adventure Seeker - '04 Chevy Astro - Campervan
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Quote:
Originally Posted by Fat Charlie View Post
Gas and groceries are pretty much the only things I need to buy in meatspace to keep things running. I've got a pantry and keep some cash available, so I can keep running in any reasonable disruption. I just don't do the "keep six months of living expenses on hand" thing.

One of my cards has no rewards but is pretty big, so I keep it alive by having one small recurring bill autopay from it.
We have 6 months expenses set aside as an “emergency” fund in a combination of savings and CD. I don’t want that money tied up in investment that might need to be sold in the middle of a recession. The last time we might have needed to tap it was in 2008 / 2009 when the company I worked for went bankrupt and shut down. Not a time to sell
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