[Fat Charlie]

I'm a big fan of debt. We signed a few papers and bought a house for a payment of $1200 a month. We had been paying $1100 a month for one floor of an old house with bad water, spotty electricity loose windows, etc, and from day one we got to shift that $1100 a month into our house. We didn't have to save that money above abd beyond our rent.

Closing costs, yes, but moving expenses were a U-Haul for a couple days. It's much more than $100 a month better than that apartment was, and we're paying into our own equity, not someone else's.