[Xist]

A friend was congratulating me on paying off my credit cards soon. I only got one because I could not rent a car without it, despite her and Dave Ramsey saying that it was absolutely untrue.

I just know that when I went to pick up a car they wouldn't let me.

I told the friend that I have paid off credit cards before but I always plan on having debt. The thing is, I never plan on getting into debt again without the cashflow to cover it. People make excuses for not getting into real estate with endless What ifs.

You can take a calculated risk with a calculated reward, or you can maintain a $5,000 net worth while the average homeowner is worth dozens of times as much.

Ninety percent of millionaires and billionaires have gotten rich through real estate for the last two centuries.

I will provide sources if you like. I did the first time and the page completely disappeared.

One of those sources talked about buying a bigger house each year and renting out the old ones. Kevin says the same thing, but I am pretty sure that advice is older than he is, and buying a new house every year is much more work than he indicated. He talked about saving up $20,000 a year to buy a house, but that would not be much more than 3.5%, and I am unsure that a rental would flow cash in that situation.