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A 5th wheel isn't a good investment because it doesn't appreciate in value to track inflation like a house does. You might as well stay at Mom's instead.
If long term investment is a consideration, then you want to buy the worst house in the best neighborhood you can afford and bring it up to the average standard of the other homes.
Utilizing home structures for business purposes from a tax/loan perspective is very strict. It needs to be something like 95% utilized for business purposes. If you also store household items in there, or play video games, or the other things you do at home but not in an office, then it isn't legally considered a business structure.
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