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Old 05-08-2020, 07:19 PM   #204 (permalink)
JSH
AKA - Jason
 
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Join Date: May 2009
Location: PDX
Posts: 3,605

Adventure Seeker - '04 Chevy Astro - Campervan
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Quote:
Originally Posted by redpoint5 View Post
A 5th wheel isn't a good investment because it doesn't appreciate in value to track inflation like a house does. You might as well stay at Mom's instead.

If long term investment is a consideration, then you want to buy the worst house in the best neighborhood you can afford and bring it up to the average standard of the other homes.

Utilizing home structures for business purposes from a tax/loan perspective is very strict. It needs to be something like 95% utilized for business purposes. If you also store household items in there, or play video games, or the other things you do at home but not in an office, then it isn't legally considered a business structure.
Very good advice. It depends on the goal.

If the goal is get out of Mom's house for cheap, then a piece of land and 5th wheel makes (some) sense. If the goal is long term financial stability then saving up for a house is the way to go.

I thought the recent tax overhaul got rid of home office deductions completely. I haven't paid attention since I haven't had a home office since I had my Auto Dealer's License back in Alabama. I only claimed my 200 sq ft workshop where I kept my tools and worked on bikes.
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