Quote:
Originally Posted by Xist
Navy Federal:
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Well there you go. You are in the top credit bracket so there is no way you should settle for a mortgage with 4.25% interest.
Quote:
Originally Posted by Xist
My score would be higher if I had loans?!
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It would be but higher once you are in the top bracket it doesn't really matter. You are also proof that someone can have excellent credit without loans or being in debt. I hear people say credit scores are rigged against people that don't take out loans but all you really have to do is pay your bills on time and have a credit card