Quote:
Originally Posted by Xist
Lending Tree just shows me one place with 3.916% APR. I wonder if that was the one that my first crazy ex after Germany used. Her ex had given her personal information, she was angry with him, and she used something like Lending Tree to quickly do many credit checks, which she claimed ruined his credit.
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Did you just look at lending tree or actually give them your name, email address and phone number with permission for banks to call you?
When I just look at the website for rates in my area it shows 1 bank offering 3.375%
When I gave them my name, email, and phone number I got swamped with offers that were all 3% or lower.
None of this effected my credit. I didn't authorize any of the banks to pull my credit report. They just gave me quote based on the information I gave them. When I decided who I want to go with I will actually apply for the loan and let them pull my credit history.