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I am not too worried about figuring out the absolute best rate right now. If something comes on the market I should be able to put something together quickly. Two places approved me [although USAA never specified a rate]. I applied somewhere that is supposed to be below 3%. If I do not hear back in a timely fashion I will follow up.
Someone told me that I should have had everything ready to apply for that school job before it popped up. A lot of good that does me!
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"Oh if you use math, reason, and logic you will be hated."--OilPan4
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