I refinanced yesterday. 2.5% w/ 1 point. (It would have been 2.75 without the point) The company is Loan Depot which found me through Lending Tree.
Now it is time to find a rental.
I'm very interested in something like this:
https://www.zillow.com/homedetails/9...83626917_zpid/
$111,000 in a good part of town. Long term tenants on each side paying $550 a month and taking care of their own utilities.