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I tried to find articles about buying points or making a slightly larger down payment. I just found something about buying 4 points to go from 8% to 7%.
That seems like a completely different scenario.
Navy Federal keeps calling and sending e-mails and texts trying to get me to submit information. They don't have competitive rates and I haven't found a house.
Both Navy Federal and USAA sent me letters telling me the results of their credit check, but I already had it.
One of them wanted me to sign a letter saying that I received the information.
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"Oh if you use math, reason, and logic you will be hated."--OilPan4
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