I wouldn't be too concerned with gearing unless you're going to be racing or doing super distance. As long as you can get up the hillz, eh? But that's just my take and I might be wrong. I can think of at least one hill that annihilates me, :P
The way I bought my bike was to go on ebay, search all the bikes in my frame size and price range, and then look and see what gear they had and the reviews that the frames had gotten.
I spent ~300 + shipping on my CF framed epic, quite a deal.
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